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    <title>LSU AgCenter . Personal Finance</title>
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    <managingEditor>webmaster@agcenter.lsu.edu (Linda Benedict)</managingEditor>
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    <pubDate>Mon, 09 Aug 2010 00:00:00 GMT</pubDate>
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      <title>LSU AgCenter . Personal Finance</title>
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      <title>Navigating Your Way to A New Home - Unit 1</title>
      <link>http://www.lsuagcenter.com/en/money_business/personal_finance/home_ownership/charting_course_home_ownership/navigating_your_new_home/index.htm</link>
      <pubDate>Thu, 23 Apr 2009 14:36:54 GMT</pubDate>
      <description><![CDATA[Unit 1 - Complete unit materials cover: renting versus owning, housing priorities, how to evaluate homes and house plans, how to determine housing price limits, how to choose your home-buying professional team, shopping resources, how to negotiate purchase price of home, your housing rights and what needs inspecting prior to purchasing a home. - Full Content set to .]]></description>
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      <title>A New Normal For Personal Finance</title>
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      <pubDate>Thu, 05 Aug 2010 16:51:31 GMT</pubDate>
      <description><![CDATA[If you've been adversely affected by the economy, as most have, then you're probably wondering when things will get back to normal.  Financial experts are saying we need to prepare ourselves for a "new normal."  Find out what that means for you. - Full Content set to .]]></description>
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      <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
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      <title>Children in the Middle Series:  Separating Your Finances</title>
      <link>http://www.lsuagcenter.com/en/money_business/personal_finance/money_management/Children+in+the+Middle+Series++Separating+Your+Finances.htm</link>
      <pubDate>Wed, 16 Feb 2005 17:15:45 GMT</pubDate>
      <description><![CDATA[Marriage is a financial partnership. Divorce means more than separating a family physically. It also means separating a family financially. Suggestions for preparing for financial separation, dividing property, dealing with debt and dividing assets and property are included. - Full Content set to .]]></description>
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      <dc:creator>DSasser@agcenter.lsu.edu (Diane Sasser)</dc:creator>
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      <title>Talking to Your Preschooler About Money</title>
      <link>http://www.lsuagcenter.com/en/money_business/personal_finance/youth/Talking+to+Your+Preschooler+About+Money.htm</link>
      <pubDate>Wed, 16 Jul 2008 19:10:52 GMT</pubDate>
      <description><![CDATA[Children develop attitudes about money at an early age.  As a parent, you can influence what your child learns about how money works.  Here are tips to help you teach your preschooler about your family's values. - Full Content set to .]]></description>
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      <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
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      <title>Talking to Your Kids About Money</title>
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      <pubDate>Wed, 16 Jul 2008 19:19:53 GMT</pubDate>
      <description><![CDATA[You can teach your children about money managment.  Even if you don’t think of yourself as a good money manager, you can begin to teach your children and learn more yourself in the process. There is no better way to learn something than by having to teach it, especially to your children. You can start small and keep it easy. - Full Content set to .]]></description>
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      <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
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      <title>College Costs</title>
      <link>http://www.lsuagcenter.com/en/money_business/personal_finance/youth/College+Costs.htm</link>
      <pubDate>Wed, 16 Jul 2008 18:55:04 GMT</pubDate>
      <description><![CDATA[It is important to comparative shop for the best deal for your family's education dollar.  Here are some considerations to help you reduce the cost of your child's college education. - Full Content set to .]]></description>
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      <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
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      <title>Stretching Food Dollars</title>
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      <pubDate>Wed, 16 Jul 2008 19:28:24 GMT</pubDate>
      <description><![CDATA[There are lots of ways you can stretch your food dollar and save money on groceries.  Here are tips to help you save with planning, shopping and preparation. - Full Content set to .]]></description>
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      <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
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      <title>The Effect of Federal Rate Cuts on Consumers</title>
      <link>http://www.lsuagcenter.com/en/money_business/personal_finance/saving_investing/The+Effect+of+Federal+Rate+Cuts+on+Consumers.htm</link>
      <pubDate>Wed, 16 Jul 2008 18:10:02 GMT</pubDate>
      <description><![CDATA[Federal Reserve rate cuts can be good news/bad news scenarios for consumers.  Find out how a rate change will impact you. - Full Content set to .]]></description>
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      <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
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      <title>Bill-paying Responsibility Looms For Teens Leaving The Nest</title>
      <link>http://www.lsuagcenter.com/en/money_business/personal_finance/money_management/budgeting/Billpaying+Responsibility+Looms+For+Teens+Leaving+The+Nest.htm</link>
      <pubDate>Thu, 20 Jul 2006 15:18:35 GMT</pubDate>
      <description><![CDATA[Independent spending decisions quickly become an everyday routine for college students, but that independence assumes a financial freedom that most young adults are not prepared to handle, according to LSU AgCenter family economics specialist Dr. Jeanette Tucker. - Full Content set to .]]></description>
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      <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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      <title>Tips to Help You Get Out of Debt</title>
      <link>http://www.lsuagcenter.com/en/money_business/personal_finance/credit_debt/Tips+to+Help+You+Get+Out+of+Debt.htm</link>
      <pubDate>Sun, 03 Oct 2004 23:27:15 GMT</pubDate>
      <description><![CDATA[If your bills are piling up, you can't make all of your payments on time and you're thinking about paying one credit card balance with a cash advance from another, LSU AgCenter family economist Dr. Jeanette Tucker says it's time to organize your credit payments and develop a plan for reducing your bills. - Full Content set to .]]></description>
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      <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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      <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/credit_debt/"><![CDATA[Credit & Debt]]></category>
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      <title>Protect Identity Theft During The Holidays</title>
      <link>http://www.lsuagcenter.com/en/money_business/personal_finance/financial_security/Protect+Identity+Theft+During+The+Holidays.htm</link>
      <pubDate>Wed, 22 Nov 2006 15:39:35 GMT</pubDate>
      <description><![CDATA[Consumers must be cautious of identity thieves when shopping during the holiday season, says LSU AgCenter family economist Dr. Jeanette Tucker. - Full Content set to .]]></description>
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      <dc:creator>KLaFleur@agcenter.lsu.edu (KLaFleur)</dc:creator>
      <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/financial_security/"><![CDATA[Financial Security]]></category>
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      <title>Review IRS Form W-4 Annually</title>
      <link>http://www.lsuagcenter.com/en/money_business/personal_finance/tax_information/ReviewIRSFormW4Annually.htm</link>
      <pubDate>Thu, 03 Jun 2010 20:23:01 GMT</pubDate>
      <description><![CDATA[Tax time is a good time for each of us to review the amount which will be withheld by our employers for taxes. - Full Content set to .]]></description>
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      <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
      <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/tax_information/"><![CDATA[Tax Information]]></category>
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      <title>Saving Your Green -- Resource &amp; Finance Conservation</title>
      <link>http://www.lsuagcenter.com/en/money_business/personal_finance/money_management/Saving+Your+Green++Resource++Finance+Conservation.htm</link>
      <pubDate>Mon, 11 May 2009 21:07:37 GMT</pubDate>
      <description><![CDATA[Being frugal is important for managing in tough t.imes, and going "green" with resource conservation can also help the bottom line in your budget. - Full Content set to .]]></description>
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      <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
      <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/money_management/"><![CDATA[Money Management]]></category>
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      <title>Tax Tips for 2010</title>
      <link>http://www.lsuagcenter.com/en/communications/leads/Income+tax+changes+increase+refunds.htm</link>
      <pubDate>Wed, 01 Apr 2009 20:02:14 GMT</pubDate>
      <description><![CDATA[Two-thirds of the people who file their income tax returns do so electronically. But whether you do so by using the Internet or the mailbox, now is the time to get your papers in order. LSU AgCenter family economist Jeanette Tucker says you should know about several tax law changes that could affect your 2009 income tax return. - Full Content set to .]]></description>
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      <dc:creator>LBenedict@agcenter.lsu.edu (Linda F. Benedict)</dc:creator>
      <category domain="http://www.lsuagcenter.com/en/communications/leads/"><![CDATA[AgCenter Leads]]></category>
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      <title>Homebuyer Education Program Graduate Succeeds</title>
      <link>http://www.lsuagcenter.com/en/money_business/personal_finance/home_ownership/charting_course_home_ownership/HomeBuyerEducationProgramGraduateSucceeds.htm</link>
      <pubDate>Tue, 15 Dec 2009 18:51:27 GMT</pubDate>
      <description><![CDATA[View the inspiring story of one family's journey from losing their home in Hurricane Rita to becoming the proud owners of a home of their own after completing the "Charting Your Course to Homeownership" homebuyer education program. - Full Content set to .]]></description>
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      <dc:creator>CRichard@agcenter.lsu.edu (Cynthia C. Richard)</dc:creator>
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      <title>Homebuyer Education Graduates Achieve Their Dream</title>
      <link>http://www.lsuagcenter.com/en/money_business/personal_finance/home_ownership/charting_course_home_ownership/HomeBuyerEducationGraduatesAchieveTheirDream.htm</link>
      <pubDate>Tue, 15 Dec 2009 19:07:44 GMT</pubDate>
      <description><![CDATA[View the story of one couple's path to achieving their "American Dream" of owning a home. Graduates of the "Charting Your Course to Homeownership" homebuyer education program relate their successful journey. - Full Content set to .]]></description>
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      <dc:creator>CRichard@agcenter.lsu.edu (Cynthia C. Richard)</dc:creator>
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      <title>Lost Your Job?  Financial Survival Tips for the Recession</title>
      <link>http://www.lsuagcenter.com/en/money_business/personal_finance/money_management/Lost+Your+Job++Financial+Survival+Tips+for+the+Recession.htm</link>
      <pubDate>Fri, 30 Jan 2009 14:45:44 GMT</pubDate>
      <description><![CDATA[Millions of Americans are finding out that the loss of a job can be emotional, stressful, and financially devastating. It does not matter if you are male or female, married or single, young or old - experiencing job loss is very difficult for individuals and families. - Full Content set to .]]></description>
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      <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
      <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/money_management/"><![CDATA[Money Management]]></category>
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      <title>Prepare For Holiday Purchase Problems</title>
      <link>http://www.lsuagcenter.com/en/money_business/personal_finance/financial_security/Prepare+For+Holiday+Purchase+Problems.htm</link>
      <pubDate>Tue, 12 Dec 2006 20:25:45 GMT</pubDate>
      <description><![CDATA[Problems occasionally occur with items purchased as holiday gifts, but being prepared to handle those problems can go a long way in making the season more festive for you, says LSU AgCenter family economist Dr. Jeanette Tucker. - Full Content set to .]]></description>
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      <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
      <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/financial_security/"><![CDATA[Financial Security]]></category>
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      <title>Financial Security in Later Life</title>
      <link>http://www.lsuagcenter.com/en/money_business/personal_finance/money_management/Financial+Security+in+Later+Life.htm</link>
      <pubDate>Tue, 15 Feb 2005 22:15:43 GMT</pubDate>
      <description><![CDATA[Preparing for retirement and potential long-term care costs takes planning, saving and debt control. - Full Content set to .]]></description>
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      <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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          <title>Understand Ground Rules For Purchasing And Using Gift Cards</title>
          <link>http://www.lsuagcenter.com/en/money_business/personal_finance/money_management/Understand+Ground+Rules+For+Purchasing+And+Using+Gift+Cards.htm</link>
          <pubDate>Wed, 06 Dec 2006 22:10:21 GMT</pubDate>
          <description><![CDATA[Sixty-six percent of shoppers are planning to purchase a gift card this year, with sales expected to top $55.5 billion. Gift cards are great for holiday giving – recipients love the option to pick out the exact item, color and size that they want, and givers enjoy their one-size-fits-all convenience and easy availability. - Full Content set to .]]></description>
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          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/money_management/"><![CDATA[Money Management]]></category>
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          <title>Financial Security in Tough Times</title>
          <link>http://www.lsuagcenter.com/en/money_business/personal_finance/financial_security/Financial+Security+in+Tough+Times.htm</link>
          <pubDate>Thu, 11 Dec 2008 17:13:34 GMT</pubDate>
          <description><![CDATA[Some helpful tips from the experts to help you get through the recession. - Full Content set to .]]></description>
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          <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
          <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/financial_security/"><![CDATA[Financial Security]]></category>
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          <title>Be On Guard When Shopping For Holiday Gifts Online</title>
          <link>http://www.lsuagcenter.com/en/money_business/personal_finance/financial_security/Be+On+Guard+When+Shopping+For+Holiday+Gifts+Online.htm</link>
          <pubDate>Thu, 07 Dec 2006 22:17:56 GMT</pubDate>
          <description><![CDATA[Online shopping in the United States rises approximately 30 percent each holiday season because it can save time, money and effort. But sizing up your finds on the Internet is a little different from checking out items at a mall or shop, says LSU AgCenter family economist Dr. Jeanette Tucker. - Full Content set to .]]></description>
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          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/financial_security/"><![CDATA[Financial Security]]></category>
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          <title>Take Control of Your Credit</title>
          <link>http://www.lsuagcenter.com/en/money_business/personal_finance/saving_investing/sail/credit/Take-Control-of-Your-Credit.htm</link>
          <pubDate>Mon, 30 Nov 2009 20:44:08 GMT</pubDate>
          <description><![CDATA[Materials covered in the Saving and Investing for Life; Take Control of Your Credit unit include how to obtain, read and analyze your credit report and understanding your credit score.  Also includes information regarding the Credit CARD Act of 2009. - Full Content set to .]]></description>
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          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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        <item>
          <title>Job Interviews and Clothes</title>
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          <pubDate>Thu, 11 Dec 2008 16:57:32 GMT</pubDate>
          <description><![CDATA[Job interviews can be a challenge for most of us, and finding a job during a recession can be even more challenging than usual.  Here are some tips on how to dress to make the best possible first impression when you do get a job interview. - Full Content set to .]]></description>
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          <title>Medicare Part D 2009</title>
          <link>http://www.lsuagcenter.com/en/money_business/personal_finance/money_management/Medicare+Part+D+2009.htm</link>
          <pubDate>Mon, 09 Nov 2009 21:29:15 GMT</pubDate>
          <description><![CDATA[These prescription drug plans can change dramatically from year to year, so it is important to comparison shop during the open enrollment period (Nov. 15 to Dec. 31) each year to be sure you get the best prescription drug coverage for the best price. - Full Content set to .]]></description>
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          <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
          <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/money_management/"><![CDATA[Money Management]]></category>
        </item>
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          <title>Getting Out of Debt</title>
          <link>http://www.lsuagcenter.com/en/money_business/personal_finance/credit_debt/Getting+Out+of+Debt.htm</link>
          <pubDate>Tue, 15 Feb 2005 22:03:20 GMT</pubDate>
          <description><![CDATA[Over-indebtedness can lead to stress, family problems, repossessed property, garnished wages, and even bankruptcies. However, options exist to help families manage financial challenges when bills pile up and families are unable to manage them. - Full Content set to .]]></description>
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          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/credit_debt/"><![CDATA[Credit & Debt]]></category>
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          <title>Savings Strategies</title>
          <link>http://www.lsuagcenter.com/en/money_business/personal_finance/saving_investing/Savings+Strategies.htm</link>
          <pubDate>Tue, 15 Feb 2005 21:58:24 GMT</pubDate>
          <description><![CDATA[Almost 70% of Americans live from paycheck to paycheck, courting disaster if their income is suddenly reduced or stopped. This article offers advice on how to increase savings. - Full Content set to .]]></description>
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          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/saving_investing/"><![CDATA[Saving & Investing]]></category>
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        <item>
          <title>Considering a Pet?</title>
          <link>http://www.lsuagcenter.com/en/money_business/personal_finance/money_management/budgeting/Considering+a+Pet.htm</link>
          <pubDate>Tue, 18 Nov 2008 22:20:51 GMT</pubDate>
          <description><![CDATA[Pet care costs: Cost-to-own is a relevant consideration for pet ownership. Even a free and healthy pet can cost more than $1,000 a year to maintain. Be sure you can afford the ownership costs for the projected life time of the animal you are considering for a pet. - Full Content set to .]]></description>
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          <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
          <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/money_management/budgeting/"><![CDATA[Budgeting]]></category>
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        <item>
          <title>Exercise Caution with Credit; Don't Overextend During Holidays</title>
          <link>http://www.lsuagcenter.com/en/money_business/personal_finance/financial_security/Exercise+Caution+with+Credit+Dont+Overextend+During+Holidays.htm</link>
          <pubDate>Mon, 21 Mar 2005 17:34:57 GMT</pubDate>
          <description><![CDATA[The excitement and rush of the holiday season often lead people to overextend themselves financially. That means this is the season to exercise caution so you avoid getting caught in the "credit trap". - Full Content set to .]]></description>
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          <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
          <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/financial_security/"><![CDATA[Financial Security]]></category>
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        <item>
          <title>Pet Ownership Costs</title>
          <link>http://www.lsuagcenter.com/en/money_business/personal_finance/money_management/Pet+Ownership+Costs.htm</link>
          <pubDate>Thu, 11 Dec 2008 17:27:14 GMT</pubDate>
          <description><![CDATA[Pet care costs become even more of an issue during a recession.  Before adding a new pet to your family, assess what you can afford based on annual cost estimates for various types of pets. - Full Content set to .]]></description>
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          <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
          <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/money_management/"><![CDATA[Money Management]]></category>
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        <item>
          <title>The 2009 Earned Income Tax Credit</title>
          <link>http://www.lsuagcenter.com/en/money_business/personal_finance/tax_information/The+2009+Earned+Income+Tax+Credit.htm</link>
          <pubDate>Tue, 03 Nov 2009 23:02:33 GMT</pubDate>
          <description><![CDATA[Eligible working families and individuals can claim this important federal incentive payment to help them pay down their bills, increase emergency fund savings, and more. - Full Content set to .]]></description>
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          <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
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            <title>Managing in Tough Times Federal Incentive Payments for Low-Income Workers</title>
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              <title>Selling Your Gold Jewelry</title>
              <link>http://www.lsuagcenter.com/en/money_business/personal_finance/managing_tough_times/Selling+Your+Gold+Jewelry.htm</link>
              <pubDate>Wed, 23 Sep 2009 22:43:53 GMT</pubDate>
              <description><![CDATA[Times are tough, and gold prices are high. People are looking for ways to raise extra cash. It is important to comparison shop to avoid gold buying rip-offs. - Full Content set to .]]></description>
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              <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
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            <item>
              <title>Louisiana posts most stories to money management Web site</title>
              <link>http://www.lsuagcenter.com/en/money_business/personal_finance/managing_tough_times/Louisiana+posts+most+stories+to+money+management+Web+site.htm</link>
              <pubDate>Mon, 28 Sep 2009 16:28:11 GMT</pubDate>
              <description><![CDATA[Louisiana submitted the most stories – 104 – to a national extension Web site called Managing in Tough Times. - Full Content set to .]]></description>
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              <dc:creator>LBenedict@agcenter.lsu.edu (Linda F. Benedict)</dc:creator>
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              <title>Stretching Your Food Dollar</title>
              <link>http://www.lsuagcenter.com/en/money_business/personal_finance/money_management/Stretching+Your+Food+Dollar.htm</link>
              <pubDate>Mon, 06 Oct 2008 19:40:28 GMT</pubDate>
              <description><![CDATA[There are lots of ways you can stretch your food dollar.  You can save by packing your own lunch, eating out less, and by bringing snacks, coffee or soft drinks from home.  There are ways to save on groceries too. - Full Content set to .]]></description>
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              <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
              <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/money_management/"><![CDATA[Money Management]]></category>
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            <item>
              <title>Identity Theft Prevention Information for Seniors</title>
              <link>http://www.lsuagcenter.com/en/money_business/personal_finance/financial_security/Identity+Theft+Prevention+Information+for+Seniors.htm</link>
              <pubDate>Fri, 26 Sep 2008 15:46:23 GMT</pubDate>
              <description><![CDATA[According to the FTC, more than 8 million people were identity theft victims in 2006 and 2007. There is a global black market for stolen identities. Your Social Security number is the key to credit and banking accounts and the main target of criminals. How do you protect yourself? - Full Content set to .]]></description>
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              <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
              <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/financial_security/"><![CDATA[Financial Security]]></category>
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            <item>
              <title>Living on Less: How to manage through hard times</title>
              <link>http://www.lsuagcenter.com/en/communications/leads/Living+on+Less+How+to+manage+through+hard+times.htm</link>
              <pubDate>Wed, 16 Sep 2009 20:30:20 GMT</pubDate>
              <description><![CDATA[Many people feel fortunate that they managed to hold onto their jobs this year, but few were fortunate enough to see a pay increase. Some who work hourly or on commission are actually seeing a decrease in their pay check, which leaves many families trying to figure out how to live on less. - Full Content set to .]]></description>
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              <dc:creator>LBenedict@agcenter.lsu.edu (Linda F. Benedict)</dc:creator>
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            <item>
              <title>Live Well on a Shoestring Budget:  Control Spending</title>
              <link>http://www.lsuagcenter.com/en/money_business/personal_finance/managing_tough_times/Live+Well+on+a+Shoestring+Budget++Control+Spending.htm</link>
              <pubDate>Tue, 28 Jul 2009 20:15:54 GMT</pubDate>
              <description><![CDATA[This four-page publication presents strategies to help individuals and families experiencing low or reduced incomes manage spending to maintain a quality lifestyle. - Full Content set to .]]></description>
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              <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
              <image url="http://www.lsuagcenter.com/NR/rdonlyres/F809F5F5-EC5C-472F-A5B3-79DA946B0D4E/60279/MITTpic.GIF" title="Managing in Tough Times">
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            <item>
              <title>Talking to Your College Student About Money</title>
              <link>http://www.lsuagcenter.com/en/money_business/personal_finance/youth/Talking+to+Your+College+Student+About+Money.htm</link>
              <pubDate>Wed, 16 Jul 2008 19:02:18 GMT</pubDate>
              <description><![CDATA[You may have talked to your soon-to-be college student about drugs, but have you talked about the importance of avoiding debt? - Full Content set to .]]></description>
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              <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
              <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/youth/"><![CDATA[Youth]]></category>
            </item>
            <item>
              <title>Deciding Which Bills to Pay First</title>
              <link>http://www.lsuagcenter.com/en/money_business/personal_finance/managing_tough_times/Deciding+Which+Bills+to+pay+First.htm</link>
              <pubDate>Tue, 28 Jul 2009 21:05:34 GMT</pubDate>
              <description><![CDATA[When you do not have enough money to cover your family's basic living expenses, you must make difficult financial decisions. Learn strategies to determine which bills to pay and how to work with creditors. - Full Content set to .]]></description>
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              <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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              <title>Getting the Most from What You Have</title>
              <link>http://www.lsuagcenter.com/en/money_business/personal_finance/managing_tough_times/Getting+the+Most+from+What+You+Have.htm</link>
              <pubDate>Tue, 28 Jul 2009 21:31:42 GMT</pubDate>
              <description><![CDATA[Learn money-saving tips to help you stretch your dollars. Topics discussed include housing, heating and cooling, electricity, telephone, food, transportation, clothing, medical and recreation. - Full Content set to .]]></description>
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              <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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              <title>Vehicle Maintenance - What can you (safely) do yourself, to save money?</title>
              <link>http://www.lsuagcenter.com/en/money_business/personal_finance/managing_tough_times/Vehicle+Maintenance++What+can+you+safely+do+yourself+to+save+money.htm</link>
              <pubDate>Tue, 23 Jun 2009 19:08:39 GMT</pubDate>
              <description><![CDATA[Some of the practical and performable routine maintenance tasks that vehicle owners can do themselves to save money. - Full Content set to .]]></description>
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              <dc:creator>GNye@agcenter.lsu.edu (Gloria Nye)</dc:creator>
              <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/managing_tough_times/"><![CDATA[Managing in Tough Times]]></category>
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            <item>
              <title>Power Pay</title>
              <link>http://www.lsuagcenter.com/en/money_business/personal_finance/credit_debt/Power+Pay.htm</link>
              <pubDate>Thu, 27 Jan 2005 22:12:56 GMT</pubDate>
              <description><![CDATA[The LSU AgCenter offers a computer debt-reduction analysis called "PowerPay" that will calculate the fastest way to repay your creditors while paying the least amount of interest. - Full Content set to .]]></description>
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              <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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                  <title>What Color Is Your Money?</title>
                  <link>http://www.lsuagcenter.com/en/money_business/personal_finance/money_management/budgeting/What+Color+Is+Your+Money.htm</link>
                  <pubDate>Thu, 01 Jun 2006 18:47:05 GMT</pubDate>
                  <description><![CDATA[Money values can cause conflict in relationships. Financial issues are among the leading causes of divorce. Stress and health problems can be cause by worry over money. We learn our money values from many sources. What does money mean to you? Test yourself now. - Full Content set to .]]></description>
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                  <dc:creator>DSasser@agcenter.lsu.edu (Diane Sasser)</dc:creator>
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                    <title>What color is your money?</title>
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                  <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/money_management/budgeting/"><![CDATA[Budgeting]]></category>
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                <item>
                  <title>Gifts Can Benefit Recipient And Charity At Same Time</title>
                  <link>http://www.lsuagcenter.com/en/money_business/personal_finance/Gifts+Can+Benefit+Recipient+And+Charity+At+Same+Time.htm</link>
                  <pubDate>Tue, 06 Jun 2006 21:03:51 GMT</pubDate>
                  <description><![CDATA[Spring is full of gift-giving opportunities, but the kinds of gifts have changed for many people. - Full Content set to .]]></description>
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                  <dc:creator>KOverstreet@agcenter.lsu.edu (Karen Overstreet)</dc:creator>
                  <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/"><![CDATA[Personal Finance]]></category>
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                <item>
                  <title>Strategies for Successful Retirement</title>
                  <link>http://www.lsuagcenter.com/en/money_business/personal_finance/financial_security/Strategies+for+Successful+Retirement.htm</link>
                  <pubDate>Tue, 15 Feb 2005 22:06:58 GMT</pubDate>
                  <description><![CDATA[How much money will you need to retire comfortably?  The answer depends on your lifestyle expectations and goals. Other factors to consider include the age at which you plan to retire, your life expectancy, the amount and type of employer benefits (if any) and the amount and growth rate of your savings and investments. - Full Content set to .]]></description>
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                  <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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                  <title>How to Handle Checking Account Problems</title>
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                  <pubDate>Sun, 03 Oct 2004 23:26:33 GMT</pubDate>
                  <description><![CDATA[Account verification companies keep track of overdrafts and account closures for banks and credit unions. If you believe there are errors on your record, disputes can be filed with the companies. - Full Content set to .]]></description>
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                  <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
                  <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/money_management/"><![CDATA[Money Management]]></category>
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                  <title>Getting More for Your Gas Dollar</title>
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                  <pubDate>Fri, 16 Jan 2009 15:15:42 GMT</pubDate>
                  <description><![CDATA[Saving money at the gas pump and while driving your car. Some intersting tips for everyone who drives. - Full Content set to .]]></description>
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                  <dc:creator>DCross@agcenter.lsu.edu (Deborah C. Cross)</dc:creator>
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                  <title>Volunteers Can Claim Expenses On Tax Forms</title>
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                  <pubDate>Mon, 13 Mar 2006 20:45:29 GMT</pubDate>
                  <description><![CDATA[A number of tax benefits are available to volunteers. Donors and volunteers can deduct out-of-pocket expenses directly related to the services given to a charitable organization if they itemize deductions on their tax returns. - Full Content set to .]]></description>
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                  <dc:creator>JFox@agcenter.lsu.edu (Janet E. Fox)</dc:creator>
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                  <title>Easy Program Helps Calculate Amount To Save For Retirement</title>
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                  <pubDate>Wed, 30 Nov 2005 21:19:38 GMT</pubDate>
                  <description><![CDATA[Do you know how much money you need to save for retirement? According to the 2005 Retirement Confidence Survey (RCS), only about four in 10 workers surveyed have tried to determine how much they will need to save for a comfortable retirement. - Full Content set to .]]></description>
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                  <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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                  <title>Myths And Realities About FICO Scores Examined</title>
                  <link>http://www.lsuagcenter.com/en/money_business/personal_finance/credit_debt/Myths+And+Realities+About+FICO+Scores+Examined.htm</link>
                  <pubDate>Fri, 27 Oct 2006 19:00:42 GMT</pubDate>
                  <description><![CDATA[Many consumers are under the impression that federal legislation allows them to learn their credit scores. This is one of the myths circulating among the public about obtaining credit histories, according to LSU AgCenter family economics professor Dr. Jeanette Tucker. - Full Content set to .]]></description>
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                  <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
                  <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/credit_debt/"><![CDATA[Credit & Debt]]></category>
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                  <title>Some Hurricane Survivors Face Tough Mortgage Decisions</title>
                  <link>http://www.lsuagcenter.com/en/money_business/personal_finance/credit_debt/Some+Hurricane+Survivors+Face+Tough+Mortgage+Decisions.htm</link>
                  <pubDate>Wed, 02 Nov 2005 20:15:08 GMT</pubDate>
                  <description><![CDATA[Recent hurricanes may have obliterated your house, your job and likely even the property values in your area – leaving you with the feeling that the only things still intact are your mortgage and other debts. - Full Content set to .]]></description>
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                  <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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                  <title>Family Economist Pushes Louisianians To Save</title>
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                  <pubDate>Wed, 04 Oct 2006 20:31:10 GMT</pubDate>
                  <description><![CDATA[According to A.G. Edwards 2006 Nest Egg Index rankings, Louisiana residents do not save well in comparison to the rest of the nation. Louisiana is ranked 49th among the states, ranked higher only than Mississippi. - Full Content set to .]]></description>
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                  <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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                  <title>Family Economist Offers Tips to Teens Leaving the Nest</title>
                  <link>http://www.lsuagcenter.com/en/money_business/personal_finance/money_management/Family+Economist+Offers+Tips+to+Teens+Leaving+the+Nest.htm</link>
                  <pubDate>Sun, 03 Oct 2004 23:24:10 GMT</pubDate>
                  <description><![CDATA[(Distributed 7/11/03) Moving away from home for the first time is a pivotal moment in life. It is one of the rights of passage from youth to adulthood, according to LSU AgCenter family economics specialist Dr. Jeanette Tucker. - Full Content set to .]]></description>
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                  <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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                  <title>Family Economist Outlines Budgeting for College</title>
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                  <pubDate>Sun, 03 Oct 2004 23:24:09 GMT</pubDate>
                  <description><![CDATA[(Distributed 7/11/03) Financing a college education is often a partnership involving the student, family, school and lending agency. LSU AgCenter family economics professor Dr. Jeanette Tucker encourages college students to find out each partner’s responsibility. - Full Content set to .]]></description>
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                  <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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                  <title>Family Economist Says to Appreciate Economic Value of Education</title>
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                  <pubDate>Sun, 03 Oct 2004 23:24:02 GMT</pubDate>
                  <description><![CDATA[(Distributed 7/11/03) Education is valuable throughout your life, and the achievements you make today can determine the salaries you earn over a lifetime. - Full Content set to .]]></description>
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                  <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
                  <category domain="http://www.lsuagcenter.com/en/money_business/personal_finance/financial_security/"><![CDATA[Financial Security]]></category>
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                  <title>Disaster Unemployment Available To Storm Victims</title>
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                  <pubDate>Thu, 08 Dec 2005 20:35:39 GMT</pubDate>
                  <description><![CDATA[Individuals who lost work due to recent hurricanes may qualify for disaster unemployment assistance, according to LSU AgCenter family economist Dr. Jeanette Tucker. - Full Content set to .]]></description>
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                  <dc:creator>JTucker@agcenter.lsu.edu (Jeanette A. Tucker)</dc:creator>
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